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Terms of Service

Last Updated: April 2026

1. Acceptance of Terms

By accessing or using VIP Hub (the "Service"), you agree to be bound by these Terms of Service. If you disagree with any part of the terms, you may not access the Service.

2. Subscriptions and Payments

Certain aspects of the Service are billed on a subscription basis ("Subscriptions"). You will be billed in advance on a recurring and periodic basis. Billing cycles are set either on a monthly or annual basis, depending on the type of subscription plan you select when purchasing.

Payment processing is handled by third-party processors, including Stripe. By submitting your payment information, you authorize Stripe to charge the applicable fees to your designated payment method.

3. Refund Policy

All sales are strictly final. We do not offer refunds, partial refunds, or credits for any purchases, subscription fees, or unused services. Once a transaction is completed, it is non-refundable under any circumstances. By completing your purchase, you acknowledge and agree to this strict no-refund policy.

4. User Conduct

You agree not to use the Service in any way that is unlawful, harmful, or violates the rights of others. We reserve the right to terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

5. Limitation of Liability

In no event shall VIP Hub, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.

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Privacy Policy

Last Updated: April 2026

1. Information We Collect

We collect information to provide better services to our users. The types of personal information we collect include:

• Personal Identification Information: Name, email address, phone number, etc., when you register or contact us.
• Payment Information: Processed securely via our third-party payment provider, Stripe. We do not store your full credit card details on our servers.
• Usage Data: Information on how the Service is accessed and used, including your IP address, browser type, and diagnostic data.

2. Use of Data

VIP Hub uses the collected data for various purposes, including:

• To provide and maintain the Service
• To process your payments and manage your subscription
• To notify you about changes to our Service
• To provide customer care and support

3. Payment Processors

We provide paid products and/or services within the Service. We use third-party services for payment processing (e.g., Stripe). We will not store or collect your payment card details. That information is provided directly to our third-party payment processors whose use of your personal information is governed by their Privacy Policy. Stripe adheres to the standards set by PCI-DSS.

4. Cookies

We use cookies and similar tracking technologies to track the activity on our Service and hold certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.

5. Data Security

The security of your data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.